As you’re preparing to move to a new house, you might have the need to rent a self storage unit. You may need this space for things you really don’t want at your new house, or for things that won’t fit. You may also want the space so that you have the ability to slowly move your things into your new house at your leisure. In any case, it’s important to make sure you have the necessary insurance coverage on these items, and here are three steps to take to make sure you have the right coverage.
Contact Your Home Insurance Company First
Before you rent a unit or begin placing your belongings in one, call your home insurance company to find out if your existing policy covers self storage. If you currently have home insurance or renter’s insurance, there is a chance that the existing policy will cover your belongings that are being stored in a self storage unit.
If you find out that your existing policy will cover the items placed in self storage, you may not need to do anything else. There is a chance that you will learn that your existing policy may only cover some of the value of the goods, or you may discover that there are requirements or exclusions on this policy.
Find Out The Requirements
If your policy does cover these belongings, there may be certain requirements that you must follow. These may include:
When you talk to your insurance agent, make sure you find out all of these things before you go any further.
Purchase A Separate Policy If Necessary
If you find out that your current policy does not provide coverage on self storage, or if it does not provide adequate coverage, you could talk to the self storage company about purchasing a separate storage insurance policy from them.
Storage insurance is available through most self storage companies, and it will fully protect the items that you have. You may need to place a dollar amount value on these items, but that may be the only requirement.
If your belongings are important to you, obtaining the right insurance coverage will probably be something that you will want to do. To learn more about self storage units and storage insurance coverage for your belongings, talk to a self storage company in your area.
Americans are constantly on the move. 14.19% of Americans move annually whether it be to a different country, state, city or even down the block. If you are planning on moving to a new location that is over a 30-minute drive away from where you are currently residing, you will need to defrost your refrigerator if you plan on bringing it with you. Defrosting a refrigerator will prevent water leakages on other items during the move, which can result in water damage. Most experts recommend starting early to prevent any stress-induced mania on the day of the move.
Eat or Dump All The Food Starting a Week Before the Move
According to data collected by the U.S. Bureau of Labor Statistics, the average American household spends approximately $6,443 for groceries annually. That’s why most refrigerators are almost always stocked. To prevent having to dump everything that’s in the fridge, stop buying groceries a week or two before the move and start trying to eat all of the leftovers or other junk that is sitting in the fridge.
All food items should be removed prior to the trip, as they may spoil, especially if the temperature rises above 40 degrees Fahrenheit. Once food has been exposed to those temperatures for over 2 hours, it either needs to be eaten, cooked or dumped. Food items should also be removed because they may carry condensation or water that can easily leak out during the move. Once the food is cleared of all items, you can take the time to clean it if you want. There’s nothing better than having a clean refrigerator when you move into your new place.
Defrost the Refrigerator a Day Prior
Defrost the refrigerator a day prior by unplugging it approximately 24 hours before the move. This will give the ice in the refrigerator and the freezer ample time to thaw. This can take some time depending on numerous factors. Once your refrigerator and freezer is defrosted, you should consider wiping it dry with a towel to prevent any excess water from pooling and causing a water leak during the move.
If you had no idea that you had to defrost the refrigerator and don’t have a lot of time left, you can expedite the entire process by unplugging the refrigerator and placing a huge bowl of hot water inside. The hot water will increase the internal temperature within the refrigerator and freezer causing any ice to melt off even quicker. Although you may be tempted to grab a tool and chip off the ice yourself, avoid doing so at all costs, as a wrong move can easily damage the inside of the refrigerator. You’re better off waiting for all of the ice to melt.
Tips for the Moving Day
Last but not least, when it’s finally the moving day, you want to make sure that you move the refrigerator last. In addition, place towels underneath and around the refrigerator in order to make sure that any water leakages that do happen will be absorbed by the towel, and will not likely leak to the surrounding area. You also want to make sure that the refrigerator is moved in a standing up, or vertical, position. Although it is tempting, do not lay the refrigerator flat, or in a horizontal position. This can result in engine oil leakage, and can also cause damage to the circuits.
Once you have successfully moved into your new place, you want to wait for a couple hours before you reconnect the refrigerator. By waiting for a few hours, the gas and fluids within the refrigerator will have time to stabilize.
Your refrigerator is probably one of the most important household appliances that you have in your kitchen, so it is important that you make an effort to keep it in the best condition possible. Make sure that you hire a professional moving company that have the right equipment and sufficient manpower to move your refrigerator without damaging it.
If your beloved father passed away and left behind an antique car, you may want to place it in self-storage to keep it safe. But if you don’t know how to prepare the car for storage, you can inadvertently damage the interior and exterior of the vehicle. Here are three tips to keep in mind when storing your father’s antique car.
Store the Car Indoors
Vintage cars of all types are vulnerable to weather damage, especially if they’re rare or limited editions that have custom paint jobs and trims. The fabric of your dad’s seats, floorboards, headliner, and trunk can develop mold and mildew in wet or moist conditions. In addition, the car’s exterior and frame are susceptible to paint damage and rust. You can store away the car successfully by renting an enclosed storage unit.
An enclosed storage unit as seen at sites like http://www.getepicstorage.com has a number of features that may protect your dad’s car. But you must be sure to inquire about these features before you rent your unit. One of the most important features is a climate-controlled environment.
A storage facility maintains its units’ indoor temperatures between 55-85 degrees Fahrenheit, depending on the types of items stored inside the units. If you don’t know what temperature protects your dad’s classic car from rust, mold and paint damage, you may want to speak with an antique car dealer for advice. A number of antique cars have thick, iron frames and engine parts, depending on the make, model and year manufacturers produced them.
For example, cars built in the 1950s formed rust on the engine and frame because they lacked a protective primer or coating on these parts. If you don’t know if your father restored the car with a protective barrier, it’s a good idea to have the car inspected by an expert prior to storing it.
Detail the Car Inside and Out
You may want to detail the car inside and out before you store it. Detailing the windows, paint and engine may keep the car in prime condition while it’s in storage. Although the climate-controlled environment helps protect your dad’s car from moisture and heat, dirty windows and oily engine parts can damage the paint on the car’s frame and the appearance of the engine over time. In addition, old dirt, grime and fluids may not come off right away when you want to drive or use the car in the future.
There are some things you can do when you detail the car, including:
If you notice stains on the fabric of the car’s seats, flooring and headliner, you may want to have an antique auto body specialist remove them. Using the wrong cleaners or fabric stain removers can damage the fabric permanently, especially if the products contain bleach, ammonia or other harsh chemicals. After you detail the car and get it ready for storage, purchase a reliable antique car insurance policy for your father’s classic car.
Insure the Car
Although your storage facility provides protection against theft and vandalism, you may still need antique car insurance for your dad’s car. The insurance may provide coverage that protects the car from extensive damages caused by snowstorms, hurricanes and other natural disasters. If you’re not sure about the coverage you need, ask your storage facility. The representatives may offer assistance with finding the coverage you need through the facility’s optional insurance protection plans.
Storing your dad’s classic car isn’t something to take lightly. If you have additional questions or concerns about your storage options, contact your facility today.